NEW AUTO LOAN RATES
SPECIAL RATE 3.98%* FOR "A" credit rating
*Limited time Call for details
Credit Rating

A

B

C

D

E

1-60 months APR
Up to 1 yr old & > 20,000 miles, over add.50%

4.99

5.99

7.49

14.49

16.99

61-72 months APR

4.99

5.99

7.99

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USED AUTO LOAN RATES (2-4 years) Retail Value
100,000 miles or more, add +1%
Credit Rating

A

B

C

D

E

1-60 months APR

5.49

6.49

9.75

14.99

18.00

61-72 months APR

6.49

7.49

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--

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USED AUTO LOANS (5-7 years old) Trade Value
8 years and older, add +1%
Credit Rating

A

B

C

D

E

1-48 months APR

6.49

7.49

10.49

14.99

18.00


NEW/USED RECREATIONAL (1-5 years old) Retail Value
Over 5 years old, add +1%, Trade Value
Credit Rating

A

B

C

D

E

1-60 months APR

5.99

6.99

7.99

12.99

17.99

61-72 months APR

6.99

7.99

8.99

15.99

18.00


NEW/USED EQUIPMENT (1-5 years old) Retail Value
Over 5 years old, add +1% trade value
Credit Rating

A

B

C

D

E

1-60 months APR

6.99

7.99

8.99

12.99

17.99

61-72 months APR

7.99

8.99

10.49

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CONSUMER GOODS
Credit Rating

A

B

C

D

E

1-60 months APR

8.99

9.99

11.99

14.99

17.99


SHARE AND CERTIFICATE LOANS Over 60 months
100% Shares 1-60 months APR 4.99%

CD secured 1-60 months- CD rate + 3%


LINE OF CREDIT
Credit Rating

A

B

C

D

E

Revolving Balance APR

9.50

10.50

12.50

16.50

18.00


SIGNATURE
Credit Rating

A

B

C

D

E

1-60 months APR

9.99

10.99

12.99

16.99

18.00


OVERDRAFT LINE OF CREDIT
All credit rating categories APR 13.50


HOME EQUITY- CLOSED END
Credit Rating

A

B

C

D

E

1-60 months APR

5.95

6.50

9.00

14.00

15.00

61-120 months APR

6.25

6.75

9.50

14.50

15.50

121-180 months APR

6.75

7.25

10.50

15.00

16.00


APR- Annual Percentage Rate.
Loan Rates effective February 21, 2008
RATES SUBJECT TO CHANGE WITHOUT NOTICE.