Current rates as of June 17, 2008.  All rates subject to change without notice.**                           Rate APY MIN. BAL.         Share  Account                       $25.00 Special Savings Account                     0.50%             0.51%   Share Drafts                                  0.25% 0.26%  $25.00 IRA's                     1.75%  1.76%   Money Market Account-- Variable                     1.00% to                      2.00%         1.01% to 2.02%  $2,000.00  6-Month Certificate of Deposit                     2.00%  2.02%  $1,000.00 12-Month Certificate of Deposit                     2.25%      2.27%  $1,000.00 18-Month Certificate of Deposit                     2.30%  2.32%  $1,000.00 24-Month Certificate of Deposit                     2.60% 2.63%  $1,000.00 36-Month Certificate of Deposit                     2.80%  2.84%  $1,000.00 48-Month Certificate of Deposit                     3.00% 3.04%  $1,000.00 60-Month Certificate of Deposit                     3.10% 3.14%  $1,000.00                                                         **Fees could reduce earnings on the account **A penalty will or may be imposed for early withdraw on term share accounts Federally insured by NCUA.